Account Reconciliation That Keeps Your Books Spotless
We match every bank, credit card, and payment processor transaction to your books - so your financial records are always accurate, up-to-date, and tax-ready.
Why Account Reconciliation Matters
Reconciliation isn’t just a bookkeeping checkbox, it’s the foundation for financial accuracy. If your books don’t match your bank, you’re flying blind.
At Harbour Accounting, we make sure your accounts reconcile every month, every time. Whether you have one checking account or a complex multi-entity setup with multiple credit cards and payment gateways - we bring everything into alignment.
What We Reconcile
Business checking and savings accounts
Business credit cards
Loan and line-of-credit accounts
Merchant processors (Stripe, PayPal, Square, etc.)
Shopify and ecommerce payouts
Expense and reimbursement platforms (Concur, Expensify, Divvy, etc.)
What’s Included
Monthly Reconciliation
Line-by-line comparison of bank activity to general ledger
Identification of missing, duplicate, or uncategorized transactions
Correction & Adjustment Entries
Fix prior period errors
Record journal entries as needed
Cash Flow Accuracy Review
Identify cash discrepancies
Ensure clean P&L and balance sheet flow-through
Audit-Ready Workbooks
Supporting docs for every reconciliation
Quick export for your Auditor
Warning Signs You Need Help
❌ Your bank balance doesn’t match QuickBooks
❌ Transactions are still sitting uncategorized
❌ Vendors or customers are showing incorrect balances
❌ You can’t trust your financial reports
❌ Your tax CPA asked for corrections — again
If you’re seeing any of these, it’s time to let us step in.
Our Reconciliation Process
Import transactions and review prior period balances
Match & Verify entries across platforms
Investigate & Correct any discrepancies
Document all changes and provide audit trail
Report findings and monthly summary
Our team works directly in QuickBooks Online, Xero, or your preferred platform.
FAQs
Q: How often do you reconcile my accounts?
A: Monthly, and more frequently if requested (e.g., weekly for high-volume ecommerce).
Q: What happens if something doesn’t match?
A: We investigate, resolve, and document it so your records stay accurate.
Q: Can you reconcile historical periods?
A: Yes, we offer clean-up services going back multiple years.
Q: What if my books are in a mess?
A: That’s our specialty - we untangle, correct, and get you back on track.
Clarity Starts with Clean Books
Let us handle the details so you can focus on running your business with total confidence in your numbers.